"A penny saved, is a penny earned. That's how I get all the bitches!" - Ben Franklin.

If you pay for commission, it is work, artist food money. You want gacha fund, donate for gacha fund.

What's with that purple line next to the 4th panel?

Knowing you have money saved helps you spend it.
Not that you need an excuse.

Welcome to being an adult.
It sucks but knowing that you will have the money later to spend on a larger purchase is something I wish I knew back when I was spending 31.78 for Anime DVD's.
P.S. this was the early 2000's, we only got 3 to 5 episodes on each disc.

Hey, use the money the way you want to. You want to save it? You do you. No shame in that. Also gatcha is of the moment. Savings lasts ... umm... inflation eats it. But at least you're trying!